Cull Marshall (formerly Marshall Associates) was established in 1991 and has been providing reliable independent fee-based financial advice since 1994.

We are an experienced and mature practice with a philosophy that proper financial planning advice should be separate from the provision of financial products. We firmly believe that this is the only means by which truly unbiased advice can be given. As Financial Planners, we advise our clients on the best solutions according to their needs, rather than offering product-lead solutions.

We work on a cost-effective fee-basis to ensure impartial advice at minimal cost to the client. In the event of financial products being required that normally pay commission, then the commission can either be re-invested or alternatively used to offset the fee, thus minimising the cost. No fee is ever charged without prior agreement and we do not charge for a preliminary meeting and discussion.